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purchasing buying

Buying a property is one of the most important decisions that you will make. Cause Conveyancing will ensure that you are fully aware of what is expected during the buying process and assist you in achieving a smooth transition into a new property.
Once you have decided on the property you wish to purchase and negotiated the price Cause Conveyancing will assist you in arranging any necessary Pest, Building or Strata inspection reports.

We will also contact your lender to expedite any finance arrangements. You will be required to provide us with a copy of your loan approval letter.

Once the Contract is received by us, we will review the Contract and advise you on the conditions of the agreement, ensure that all inclusions are noted on the Contract and alert you to any inconsistencies or problems. If required, we can negotiate changes for your benefit.

The contract will be fully explained to you by a Licensed Conveyancer and if everything is in order it will be signed by you.

Contracts are then exchanged and the 10% deposit paid to the Agent. The Vendor and Purchaser are bound by the conditions of the contract from the date of exchange.

Settlement is usually forty two days (6 weeks) from the date of exchange of contracts.

On or prior to settlement you will need to provide the Stamp Duty payable on your purchase. The amount of stamp duty payable on the contract is determined by the sale price of the property, the higher the price the higher the duty.Follow the link below to calculate the exact amount of stamp duty payable on your property.

Office of State Revenue Stamp Duty Calculator.

If you are eligible under First Home Owners Scheme you may not be required to pay stamp duty or, depending on the purchase price, you may get a concession on the stamp duty payable. See ‘First Home Owners’.

Cause Conveyancing will conduct all relevant searches to ensure you receive a good title. These will include Water Rates Certificate, Council Rates Certificate, Land Tax Certificate and a final search.

We will attend settlement with the Vendor’s Conveyancer and your lender to complete the purchase. The title deeds will be held by your lender as security for their loan.

Immediately following settlement we will telephone you to advise that settlement has been completed. We will also advise the agent so that you may collect the keys.
The Department of Lands, Council and water board are notified of the transfer of ownership.

Following settlement you will receive a detailed Settlement Statement and a receipt for our costs.

Purchaser’s Instructions
Purchaser Costs Agreement